12 Steps How To Become An Auto Insurance Adjuster

(doylc.com) How to Become an Auto Insurance Adjuster - A motor insurance adjuster is an important link between an insurance company and an applicant who has suffered an accident. As an auto insurance adjuster, you would examine and review evidence to decide how much the company should pay. Working as a leveler uses analytical, communication, math, and interpersonal skills to help others through a potentially traumatic time. Entering this career path requires experience, licenses, and decisions about avenues of employment.

• How To Gain Experience An Auto Insurance Adjuster

1. Get a high school GED. This level of education is the minimum requirement for many entry-level hirer positions. If you decide against a post-secondary degree, some trade schools and community colleges offer courses that can teach you more about body repairs. This continuing education can make you a more competitive candidate for entry-level positions as a high school senior.

2. Earn a post-secondary degree. Most companies prefer candidates with a bachelor's degree, advanced professional training, or work experience in the insurance industry where the candidate has learned how to estimate the cost of repairing various types of damage. Appropriate areas of study and experience are:

accounting courses

commercial courses

Employment in an auto repair shop

3. Choose what type of auto insurance customization work you want to do. Personnel experts are full-time employees at insurance companies, while independent experts are contractors who work for one or more insurance companies. The environment and conditions of your future employment will determine your day-to-day experience, schedule and flexibility as an auto insurance adjuster.

4. Find a mentor. Ask an experienced motor insurance adjuster if you can work for them as a trainee to learn the trade. Under her guidance, you'll start with small claims and progress to more complex claims as you gain experience and prepare to work independently.

• How To Get a License An Auto Insurance Adjuster

5. Determine the licensing requirements for the state in which you wish to practice. Each state has its own admission requirements. You can find your state's information on the state Department of Insurance's website. This information includes details such as:

minimum age

qualifications

residency requirements

States with cross-licensing agreements

experience requirements

educational requirements

6. Complete the pre-licensing classes. Some states do not require pre-licensing classes. For those who do, instruction can be provided online or in a classroom setting. You may have to pay a fee for the courses. The courses cover topics such as:

insurance policy

insurance basics

car insurance

adjust losses

7. Pass the entrance exam. Some states do not require an exam. For those who do, the State Department of Insurance's website may provide study material as well as the information you need to prepare. You may have to pay a fee to take the exam. The exam covers knowledge of the following topics:

private car insurance coverage

State laws relevant to working as an expert

adjust losses

fair claims practices

8. Complete the license application process. After you pass the exam, you may still need to complete a few steps to apply for the license yourself, including submitting your prelicense class certificate and other forms to the State Department of Insurance, completing fingerprints, a background check, and paying a license application fee. Visit your state Department of Insurance website to learn how to complete the application process and get your license.

• How To Get Employment An Auto Insurance Adjuster

9. Contact insurance companies. The websites and human resources departments of these companies should be able to provide information about job openings for employees and independent contractors.

10. Customize your resume and cover letter for the auto insurance adjuster industry. Add information about your relevant education, experience, training and licensing.

11. Apply for recruiter positions. Once you've found a job that interests you at a company you want to work for, review the requirements to confirm you meet them, then submit your resume and cover letter.

12. Brand yourself if you've decided to be an independent contractor. You must present your background and skills when presenting your services to multiple insurance companies. To plan:

Build a website that showcases you as a qualified, licensed, personable and professional independent auto insurance adjuster

Design or commission a logo that makes you and your services recognizable and memorable

Produce marketing materials such as business cards and stationery

Spread a brand message and promise, then deliver on your promise. This will boost your reputation and lead to more work