13 Steps How To Access Bank Account Online

(doylc.com) How to Access Bank Account Online - Most people find it difficult to fit a visit to the bank into their schedule. That's why online banking makes life easier for busy people by allowing them to do their banking from the comfort of their own home or workplace. If you haven't discovered online banking yet, rest assured, it's easy and convenient.

• How to register with bank's online banking

1. Go to your bank's website. All major banks and virtually all smaller banks offer online banking services. Open your web browser on your computer and visit your bank's website.

2. Select "Online Banking". Browse your bank's homepage and click on the "Online Banking" link. If you don't see the words "Online Banking" specifically, just look for the button with the Inscription "Login "

3. Sign up for an account. On the home page, click either the "Login" button or "Login" to go to the registration area. Enter your basic banking information such as your name, email address, billing address, and bank account number.

Some banks ask for more information. Be prepared to include the date of your last deposit or your mother's maiden name.

You must have an existing bank account before you can sign up for online banking.

4. Select your main account. If you have multiple accounts with a bank, you must choose which one you want to use as the primary online bank account for the Service. You can add or remove your other accounts after you sign in

If you only have one account, that account will remain your primary account by default.

The more accounts you have linked to online banking, the easier it is to pay bills online, track expenses, and transfer money between accounts.

• How to activation of service

5. Go to your bank. Some banks will only activate your account if you personally verify your identity. If this is the case with your bank, go to your nearest bank branch and speak to the contact person responsible for online banking services. Provide the username/email address and password you registered with and they activate the service on their system.

6. Activate your online banking by phone. Some banks allow you to activate your online banking service by calling their customer service department and speaking to a representative. You must provide identifying information such as your social security number or driver's license number.

7. Activate your account at an ATM. Some banks also allow you to activate your service at an ATM. The procedure is not as standardized as for ATM activation. So just follow the instructions of your bank. You can find them online after completing the online banking registration.

8. Activate your account online. If your bank allows it and you prefer, you can activate your online bank account online. If your bank allows it, you must either create a username or use one provided by your bank (such as an account number) that you have created along with a password.

It is best to create a password that is not easy to guess. Use a combination of uppercase and lowercase letters, numbers, and special characters.

When you activate your account, many banks require you to create (or answer) security questions. These are special questions created by you or the bank that give you clear answers, e.g. B. the name of your high school mascot or the color of your first car.

• How to online access to bank account

9. Go to your bank's website. Whenever you want to access your account, all you have to do is open your web browser and visit your bank's website. After the page loads, look for the tab or button that says "Online Banking" .

Click on the link "Online Banking" or "Login" to access your account.

10. Log in. Enter your online banking username/email address and password in the text field provided and click "Login " or "Login " key. If you can't remember your password, follow the password reset link below the text box.

11. Wait for the website to open your account. You should be able to see all of your account details such as available balances, recent transactions, and pending payments.

12. Add a mobile app. Almost all banks, big or small, will have a mobile app. Once you are familiar with online banking, download your bank's mobile banking app. Although the mobile UI is slightly different from the desktop UI, log in as you normally would. Using the mobile apps gives you the freedom to access your account anywhere you have a mobile data connection.

13. Use your account however you like. Online banking is convenient not just for portability, but because it allows you to transfer money between accounts, set up online bill payments, or monitor a posted deposit.

If you're confused by any of the online banking features, most banks and credit unions have chat support to guide you every step of the way.